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Terms & Conditions | LogintoSME

Terms & Conditions

Welcome to LogintoSME. These legally binding terms govern your use of our loan assistance and financial services. Please read carefully.

1

Services Provided

LogintoSME offers comprehensive financial assistance including:

  • Business & SME Loan Assistance - End-to-end support for working capital, term loans, and expansion funding
  • Real Estate Loan Guidance - Mortgage, commercial property, and construction finance solutions
  • Financial Consultation - Expert advisory on loan structuring and documentation
  • Lender Facilitation - Seamless communication with 50+ partner financial institutions
Important Disclosure: LogintoSME is a facilitator, not a direct lender. All loan approvals, interest rates, and terms are determined solely by our partner lenders. We do not guarantee loan approval.
2

Eligibility Criteria

To access our services, you must:

  • Be at least 18 years of age
  • Provide accurate, verifiable, and complete information
  • Possess legal authority to enter into binding financial agreements
  • Not be restricted by any applicable laws or sanctions

LogintoSME reserves the right to verify eligibility and refuse service to any individual or entity at its sole discretion.

3

Your Responsibilities

By using our platform, you agree to:

  • Submit truthful, up-to-date, and legitimate documentation
  • Use our services exclusively for lawful purposes
  • Maintain confidentiality of your account credentials
  • Notify us immediately of any unauthorized account access

Violation Warning: Submitting false information, fraud, or misuse will result in immediate service termination and potential legal action.

4

Loan Approval & Third-Party Lenders

You expressly acknowledge that:

  • Loan approvals, interest rates, repayment terms, and disbursement timelines are determined solely by partner lenders
  • LogintoSME does not guarantee loan approval or specific loan terms
  • We act as an intermediary and are not responsible for lender decisions, delays, or rejections
Our role is to simplify your loan journey. Final sanctioning authority rests entirely with the lending institution.
5

Fees & Payments

Certain services may involve processing, consultation, or documentation fees. These will be communicated transparently before any payment is collected.

Non-Refundable Policy: All payments made to LogintoSME are non-refundable unless explicitly stated otherwise in a written agreement. Fees once paid for services rendered are not eligible for refund.

6

Intellectual Property

All content, logos, designs, trademarks, and materials on the LogintoSME platform are our exclusive intellectual property. Unauthorized reproduction, distribution, or commercial use is strictly prohibited without prior written consent.

7

Privacy & Data Protection

Your privacy is paramount. Our Privacy Policy governs the collection, processing, and storage of your personal data. By using our services, you consent to data handling as described in our Privacy Policy.

We employ industry-standard encryption and security protocols, but no internet transmission is 100% secure.

8

Limitation of Liability

To the fullest extent permitted by law, LogintoSME shall not be liable for:

  • Indirect, incidental, or consequential damages arising from service use
  • Losses from loan rejection, delayed processing, or lender policy changes
  • Unauthorized data access beyond our reasonable control

Our total liability for any claim shall not exceed the amount paid by you for the specific service in question.

9

Indemnification

You agree to indemnify and hold harmless LogintoSME, its employees, partners, and affiliates from any claims, damages, or expenses arising from your misuse of our services, violation of these terms, or submission of false information.

10

Termination of Services

LogintoSME may suspend or terminate your access immediately if you breach these Terms, engage in fraudulent activity, or act in a manner harmful to our platform, partners, or other users.

11

Governing Law

These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Hyderabad, Telangana.

12

Changes to Terms

We may update these Terms from time to time. Changes become effective upon posting. Your continued use of our services after updates constitutes acceptance of the revised Terms.

Questions? Contact our legal team at legal@logintosme.com for clarifications.

Need Clarification on Our Terms?

Our compliance team is available to answer any questions about your rights and obligations under this agreement.

Talk to Compliance Team